Managing debt and maintaining your lifestyle over the long term is challenging. Without a reasonable budgeting plan, it is difficult to effectively manage spending. This Cash Flow Analysis form will help you weigh your income vs. your expenses to determine your net cash flow.
	Income: (In the spaces below, write down all your sources of income. Convert annual and quarterly figures to monthly numbers.) Salary $ Alimony, child support $ Dividends from investments $ Interest on savings accounts, CDs, etc. $ Social Security benefits $ Retirement plan/pension income $ Other income $ Expenses: (Write down the anticipated amounts of your expenditures. Convert annual and quarterly figures to monthly figures.) Mortgage payment or rent $ Groceries $ Utilities $ Entertainment, recreation, and dining $ Insurance $ Medical (not covered by insurance) $ Education $ Vacation $ Gifts $ Loan payments (auto, student, etc.) $ Auto (gas, maintenance, etc.) $ Credit card payment $ Clothing $ Dues and subscriptions $ Home improvement $ Charitable contributions $ Federal taxes $ State taxes $ FICA (Social Security) $ Other taxes $ Other expenses $

To view and utilize other useful AXA Advisors tools and calculators, visit:

AXA-Equitable.com

Information provided has been prepared from Emerald Publications' sources and data we believe to be reliable, but AXA Advisors makes make no representation as to its accuracy or completeness. Data and information is provided for informational purposes only, and is not intended for solicitation or trading purposes, or as a substitute for investment tax and/or legal advice. AXA Advisors does not provide legal or tax advice. Please consult your tax and legal advisors regarding your individual situation. Neither AXA Advisors nor any of the data provided by AXA Advisors or its content providers, such as Emerald Publications, shall be liable for any errors or delays in the content, or for the actions taken in reliance therein. By accessing this AXA Advisors Web site, a user agrees to abide by the terms and conditions of the site including not redistributing the information found therein.

Emerald Publications is not an affiliate of AXA Advisors, LLC. Securities products and services are offered through AXA Advisors, LLC (Member FINRA/SIPC) New York, NY. Insurance products are offered through AXA Network, LLC and its subsidiaries.

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